Flood Zone Check
Type a Sedona address, see its zone on FEMA's current flood map — explained in plain words, with the two-county split noted.
Loading the latest information…
Loading the latest information…
Type a Sedona address, see its zone on FEMA's current flood map — explained in plain words, with the two-county split noted.
Loading the latest information…
Type a Sedona-area address to see its flood zone on FEMA's current effective map, in plain words. Oak Creek and its side canyons can flood fast in the monsoon, and the zone on the map is what your lender and any flood-insurance quote go by.
Sedona's flood risk is flash flooding, not slow river rise. Afternoon storms from roughly June to September can send Oak Creek and its side drainages up in minutes — on 22 March 2023 the creek crested at 13.2 ft and the city issued an evacuation order. A flood zone tells you the mapped risk to a property; whether water is rising right now is a different question.
Sedona straddles the Coconino–Yavapai county line, and FEMA revised the two counties' flood maps on different dates: the Coconino County portion took effect 21 March 2023 and the Yavapai County portion 8 February 2024. This tool reads whichever map covers the parcel you type, but if you're near the line it's worth confirming the county on the official record.
If an address falls in a Special Flood Hazard Area (zones starting with A or V), federally backed mortgages require flood insurance, and it is separate from your homeowners or wildfire policy. A moderate- or low-risk zone (X) doesn't forbid flooding — most flood claims outside high-risk zones still happen — it just isn't federally required. The National Flood Insurance Program explains the difference.
Zone results come live from FEMA’s National Flood Hazard Layer (the current effective flood map), with addresses located by the US Census Bureau’s public geocoder. Maps get revised; the official record is always the FEMA Map Service Center.
Town Tools builds free, public tools for Sedona and towns around the world. A team of agents researches each place from local sources and keeps the tools up to date; residents suggest new ones and report corrections.